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Frequently Asked Questions
Fees and
Sliding Scale
My standard self-pay rate is $150 per 50-minute session. I know that investing in therapy is both a financial and an emotional commitment. Money can be stressful, and I don’t want it to be the reason someone doesn’t get the support they need.
That’s why I offer a limited number of sliding scale spots. This scale is based on household income and works on the honor system—no paperwork or proof required. I trust you to choose the tier that feels manageable for you and sustainable for me.
Sliding Scale Options
**Sliding scale spots are limited. If they’re currently full, I’m happy to add you to a waitlist.
About the Community Support Tier: Choosing the Community Support Tier means you’re not only investing in your own healing—you’re helping make therapy more accessible for someone else. Your contribution directly sustains sliding scale spots for clients with fewer financial resources. It’s a meaningful way to pay it forward and strengthen our community of care.
Household Income Range | Fee per Session | Tier Description |
|---|---|---|
$115,001+ | $170 | Community Support Tier – for those with financial flexibility who want to help others access care |
$75,001 – $115,000 | $150 | Standard Rate – covers the true cost of services |
$55,001 – $75,000 | $130 | Mid Tier – a balance between access and sustainability |
$35,001 – $55,000 | $110 | Reduced Tier – for those who need some flexibility |
Under $35,000 | $90 | Accessible Tier – for those with limited financial resources |
How Do I Submit a Superbill to My Insurance for Out-of-Network Reimbursement?
If your insurance plan offers out-of-network benefits, you can submit a superbill (an itemized invoice) to request reimbursement. Here’s how:
1
Get Your Superbill
After your session(s), I’ll provide you with a superbill. This document includes all the information your insurance company needs, such as:
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Your name and contact details
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My name, credentials, and license information
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Diagnosis and treatment codes (ICD-10 and CPT codes)
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The date(s) of service and session fee(s)
2
Confirm Your Insurance Benefits
Call your insurance company to ask about your out-of-network mental health coverage. Be sure to ask:
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Do I have out-of-network benefits for therapy?
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What percentage of costs will you reimburse after I meet my deductible?
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How much is my deductible, and how much of it has been met?
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What documentation do I need to submit a claim?
3
Complete a Claim Form
Many insurance companies require you to fill out a claim form for out-of-network reimbursement. You can usually find this form on their website or by contacting their customer service.
4
Submit the Superbill and Claim Form
Attach the superbill to your completed claim form.
Submit the documents to your insurance company via mail, fax, or their online portal (check your insurance provider’s preferred method).
5
Follow Up
Keep copies of all documents you submit.
Follow up with your insurance company to confirm they received your claim and ask how long it will take to process.
6
Receive Your Reimbursement
Once your claim is processed, you’ll receive an Explanation of Benefits (EOB) detailing what was covered. If approved, your reimbursement will be sent directly to you.
Insurance vs. Private Pay: Key Differences
Insurance
Diagnosis Requirement: Some insurance plans require a mental health diagnosis for coverage. If you don't meet the diagnostic criteria, they may not cover the session, even if therapy would still be beneficial. I’ll always be open with you about what’s needed and how we can make therapy work for you.
Payment Structure: Depending on your insurance plan, it may cover 60–80% of the session cost or apply it toward your deductible. If you have a high deductible, you may pay out-of-pocket until it's met. We’ll discuss your options to ensure the process is as clear and manageable as possible.
Privacy Considerations: Insurance companies may review your clinical records for auditing purposes, which means they could have access to your information. While I prioritize your privacy, once shared with your insurance, I don't have control over how it's used.
Treatment Control: Insurance can sometimes limit the number of sessions or the length/frequency of treatment. Together, we’ll work to navigate these limits in a way that still helps you meet your therapy goals.
Cost vs. Control: Insurance coverage may reduce your out-of-pocket costs, but it can limit privacy and control over treatment decisions. We’ll discuss your options so you can make the choice that works best for you.
Private Pay
Diagnosis Flexibility: With private pay, a diagnosis isn't required to begin therapy. This allows us to focus on your goals and well-being, without the pressure of fitting into a specific diagnostic category. A diagnosis can still be part of our treatment plan, but it's completely up to you how we move forward.
Payment Structure: You’ll pay for the full session at the time of service, which may feel like a higher cost upfront. However, it means we can focus on what’s best for you without the constraints of insurance requirements.
Privacy Protection: With private pay, your information is fully confidential, with the exception of legal or ethical obligations (such as harm or abuse). This means you have more control over your privacy, and I can offer a space that feels truly safe and protected.
Treatment Control: When paying privately, you and I can decide on the frequency, duration, and overall course of therapy based on what feels right for your goals. This gives us the flexibility to work together in the way that best suits your needs.
Cost vs. Control: While private pay may come with a higher out-of-pocket cost, it offers greater flexibility, privacy, and control over your treatment. You get to focus entirely on what works best for you, without outside restrictions.